Privacy Policy
Privacy Policy
This is the Privacy Statement and Policy (“Privacy Policy”) for PB Shruti and its affiliates (“PB Shruti“). This Privacy Policy was last updated in March 2025.
PB Shruti understands the importance of your privacy and is committed to protecting the personal information you provide as you access and use materials on www.pbshruti.com (the “Site”), including subscription pages or other websites or applications that link to this Privacy Statement. Any information you submit to PB Shruti in response to an email request or other outreach will also be handled in accordance with this Privacy Statement.
PB Shruti may amend this Privacy Statement at its sole discretion from time to time. To ensure that you remain informed, material changes to the Privacy Statement will be updated and reflected here. This Site may include links to external websites that are not governed by this Privacy Statement. PB Shruti assumes no responsibility for the privacy practices of such third-party websites. We encourage you to review the privacy policies of any external sites before submitting information.
The website www.pbshruti.com is owned and operated by PB Shruti, with a focus on utilizing Fundamental and Technical Analysis to understand Financial Markets. The website is committed to safeguarding your privacy by keeping your personal information private, secure, and protected. This Privacy Policy provides you with the necessary details to help you decide if and how you wish to use the website’s services. It also outlines how your information is collected, stored, and used.
Consent to Use Information
This Policy is a legally binding agreement between you (“you” or “user”) and PB Shruti and its affiliates (”us”). By visiting, accessing or using the Website, or providing information to us in any other format, you agree to and accept the terms of this Privacy Policy, as amended from time to time. You also consent to the collection and use of your information as described in this Policy.
We strongly encourage you to review this privacy Policy carefully and to periodically revisit it to stay informed about its terms and any subsequent changes. IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY, PLEASE STOP USING THE SERVICE IMMEDIATELY.
What Information Do We Collect
We collect two types of information from you:
Non-Personal Information – Non-Personal Information refers to data that does not directly identify you. This includes:
Your approximate location.
The type of browser you are using.
The pages you visit before or after accessing our Site, URLs, clicks, landing pages, and the duration spent on each page.
This data is collected to enhance security, monitor how the Site is used, track affiliate activity, and calculate payments to partners.
We also use “cookies” to collect this type of information. Cookies are small text files stored on your device that help websites remember your preferences.
Personal Information – “Personal Information” includes data that may be sensitive or private, such as your:
Name
Gender
Phone Number
Email address or mailing address
IP Address
When you create an account (“Account”) on the Website to access certain features or services, we collect the following Personal Information:
Full name
Email address
Password
Phone number
Details of registered ID proofs
What is the Purpose of Collecting this Information
To access our services, users may be required to complete a form and provide certain personal information. While responses to questions regarding Personal Information are optional, fields marked with an asterisk (*) are mandatory. Providing information in optional fields is not required to access the services and information on the Site unless explicitly indicated. However, failure to complete mandatory fields or providing incorrect Personal Information may limit our ability to fully deliver the requested services or information.
The information we collect serves the following purposes:
a) Non-Personal Information:
Collected for research and statistical purposes to enhance the quality, security, and usability of our services.
Used to analyze user preferences, usage patterns, and interactions to develop, customize, and improve our offerings.
Helps process your requests for information and provide relevant services and offers.
We collect Non-Personal Information using cookies in collaboration with third-party partners. Cookies are small text files stored on your device to gather data about your interactions with the Site.
b) Personal Information:
Enables us to provide features, services, capabilities, offers, and marketing materials tailored to your interests.
Supports us in offering technical assistance and user support.
Legal References: The definitions outlined in the Terms and Conditions apply to this Privacy Policy unless stated otherwise.
IN ADDITION TO THIS POLICY, PLEASE REVIEW OUR TERMS AND CONDITIONS, WHICH ARE INCORPORATED HEREIN BY REFERENCE, AS WELL AS ANY OTHER POLICIES THAT MAY BE COMMUNICATED TO YOU FROM TIME TO TIME.
Who Else Receives this Information
We may share or transfer information, including Personal Information, within our group of companies to enhance our services and operations.
Additionally, Personal and Non-Personal Information may be shared with third parties in the following circumstances:
When required to provide, maintain, or improve our services and operations.
In collaboration with third-party advertisers and affiliates to present you with advertisements and offers that we, or third parties, believe may interest you.
Third-Party Recipients: We share your Personal and Non-Personal Information with:
Third parties providing services to the Company to enable us to deliver our Service, including email service providers and data verifiers.
Third parties assisting the Company in the operation of the Website.
Auditors, contractors, or advisers involved in auditing the Company’s business processes.
Potential purchasers or investors in the Company.
Data Processing and Legal Compliance: Any processing by third-party service providers (“Recipients”) will, where required by law, be governed by a data processing agreement. This agreement ensures your statutory data protection rights under applicable laws, such as the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. The Recipients are obligated to:
Maintain the confidentiality of your information.
Use your Personal Information exclusively for the purposes outlined by PB Shruti.
c) Special Cases for Disclosure: We may share your Personal Information and other relevant information if we have a valid reason to believe that it is necessary to:
Comply with applicable laws, regulations, subpoenas, or court orders.
Detect, prevent, or address fraud, security concerns, policy violations, or technical issues.
Protect the rights, property, or safety of the Company, its partners, affiliates, users, or the public.
Use of Information and data
We collect and use your personal information to:
Provide our services.
Send you marketing offers that we believe may interest you.
Fulfill other purposes as outlined in this Privacy Policy.
Your personal data will be retained as long as necessary to manage and deliver our services. If you choose to share your information with us, it may be disclosed to third parties for the purposes you intended, and we will treat your consent as implied.
By providing your phone number, you consent to being contacted through various communication methods, including phone calls, WhatsApp, SMS, or other channels, for notifications, marketing, or promotional purposes.
pbshruti.com may share, rent, or sell your personal information to third parties, including non-affiliated companies, for service delivery or agreed-upon purposes. Additionally, we may disclose your data in the following situations:
To comply with legal obligations, such as court orders or legal processes.
To protect our legal rights.
To investigate illegal activities or fraud.
In the event that pbshruti.com merges with or is acquired by another company.
Right of Access, Rectification, Cancellation and Objection
You hold the right to:
Access: Review the Personal Information we have about you.
Rectification: Request corrections or updates to any inaccurate or incomplete Personal Information.
Cancellation: Request the removal of your Personal Information from our records.
Objection: Object to the processing or usage of your Personal Information in specific scenarios.
How to Exercise These Rights: To exercise your rights, you must submit a written request to PB Shruti via email with the subject line: “Denying Access to Personal Information.” In your request, please clearly specify the nature of the action you wish to take, whether it’s access, rectification, cancellation, or objection.
Commitment to Compliance: PB Shruti will address your requests promptly and in a professional manner, in accordance with applicable laws and regulations, including but not limited to the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
Limitations and Legal Requirements: Certain legal requirements or obligations may limit our ability to fulfil all types of requests (e.g., where information is required for compliance with laws or legitimate business purposes). However, we are dedicated to balancing your rights with legal and operational obligations to ensure fairness and transparency.
Additional Provisions: In cases where your Personal Information is removed or processing is restricted upon request, PB Shruti may retain limited data as permitted by law, such as for compliance, audit, or record-keeping purposes.
Security and Confidentiality
The PB Shruti is committed to treating your Personal Information with strict confidentiality. Data is stored on servers equipped with industry-standard security measures designed to prevent accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access.
Despite our efforts to implement robust security measures, it is important to note that no system can be entirely secure. As such, we cannot guarantee the absolute security of your information, which may, in rare cases, be accessed, disclosed, modified, or destroyed.
You acknowledge that sharing your information with us is done at your own risk, and we encourage you to take precautions when disclosing sensitive information online.
Links to Other Websites
This Privacy Policy applies exclusively to the Service and to our web tools that are integrated or implemented on third-party websites. It does not extend to third-party websites linked to our Website.
Third-party websites or services may have their own privacy policies, and we strongly encourage you to review them carefully. The inclusion of a link to a third-party website or service on our Website does not constitute an endorsement or recommendation of that website or service.
Please note that third-party websites may contain content or services that are illegal, inappropriate, or offensive to some individuals. Before engaging with such third-party sites, services, or making purchases, we advise you to thoroughly read and understand their privacy policies, terms and conditions, and product warranties.
By accessing and using third-party sites, you knowingly and voluntarily assume all associated risks, including those related to the purchase of products or services. You acknowledge and agree that we bear no liability for any actions, content, or outcomes related to your use of third-party websites or services.
Assignment
We reserve the right to transfer or assign your information to any third party without prior notice or the need for your consent in the event of a change of control, consolidation, merger, acquisition, or reorganization.
You acknowledge that, in circumstances such as bankruptcy, insolvency, or receivership, we may have limited or no control over the usage and transfer of your Personal Information. In such events, your data may be subject to the policies and practices of the acquiring or restructuring entity.
Updates to this policy
This Privacy Policy is subject to periodic modifications. To stay informed, please refer to the “Last Modified Date” heading at the bottom of this document to verify when the Privacy Policy was last updated.
Any changes to this Privacy Policy will take effect once the revised version is posted on the Website. By continuing to use the Website, the Service, or by providing personal information following such updates, you signify your acceptance of the revised Privacy Policy.
Privacy & Cookies
What are cookies? Cookies are small pieces of information sent to your browser and stored on your computer’s hard drive, mobile phone, or other device. Cookies may be:
First-party cookies: Placed directly on your device by the website you are visiting.
Third-party cookies: Placed on your device through the website but managed by third parties, such as Google.
Purpose of Cookies: We use cookies and similar technologies to collect information, including personal data as outlined in this Notice. Cookies are used for the following purposes:
Necessary Cookies: These are essential for using key features of our website, such as logging in. These cookies do not collect Personal Data.
Functionality Cookies: These enhance usability and allow for personalized features, such as remembering your name and email, so you don’t have to re-enter them when commenting.
Analytics Cookies: These track the usage and performance of our website and services.
Advertising Cookies: These deliver advertisements that are relevant to your interests, limit ad frequency, and remember your visits to the website. Advertising cookies are generally placed by advertising networks with the website operator’s consent. These cookies may also link to site functionality provided by such networks.
Analytics Cookies: Our analytics cookies allow us to monitor and analyse how the Website is used. These cookies store:
Randomly assigned user identification numbers.
Pages visited, time spent on each page, and clicks.
Demographic information such as the visitor’s country, IP address, device, and operating system. They help us differentiate between users and sessions, identify new users, track traffic sources, and throttle request rates to limit data requests within a specific timeframe.
Consent and Preferences: When you arrive on our website, a pop-up message will appear, seeking your consent to place cookies on your device. You can review details about the types of cookies used and set your preferences before clicking “OK.” Once consent is provided, the message will not appear on future visits.
Withdrawal of Consent: If you or another user of your device wishes to withdraw consent at any time, this can be done easily through the cookie settings available on the Website.
Governing Law:
This Privacy Policy and any disputes arising out of or in connection with its interpretation, implementation, or enforcement shall be governed by and construed in accordance with the laws of the State of Karnataka, India, without regard to its conflict of law principles.
Any legal actions or proceedings related to this Privacy Policy shall be brought exclusively in the courts located in Karnataka, India. By using this Website, you consent to the jurisdiction and venue of these courts and waive any objections to such jurisdiction or venue.